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个人存单质押贷款
2023-12-07Personal loan pledged by certificates of deposit (CD) /treasury bonds is a kind of business combining deposit and loan in which the client gets a cert...
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代理发行国债
2023-12-07(1) Certificate T-bond (1)凭证式国债 Certificate T-bond is a main instrument whereby the bank issues T-bonds on behalf of the state, and the bank's bus...
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代发工资、社会保险金业务
2023-12-07Agency salary and social insurance welfare payment businessAgency salary and social insurance welfare business is a business whereby any subordinate i...
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银证转账
2023-12-07Bank-securities transfer is a business launched by ICBC for facilitating the clients to trade securities and foreign exchange whereby ICBC accepts an ...
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金融英语阅读:存款证明业务
2023-12-07The client having a foreign currency time deposit account in a bank with the term longer than 3 months need the bank to issue a Deposit Certificate&rd...
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金融英语阅读:外币兑换业务
2023-12-07Banks can handle the exchange between RMB and foreign currencies at current quotations on the day. Convertible currencies include US dollar, HK dollar...
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金融英语阅读:外币携带证业务
2024-05-26The bank' s client with foreign currency deposit account need withdraw foreign exchange and take foreign currency to go abroad after his successfu...
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金融英语阅读:股权融资
2023-12-07Unlike debt financing, the decision for a business or a bank to choose equity financing is a difficult one. It does not involve just borrowing money a...
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金融英语阅读:资产证券化
2023-12-07Banks often regard securitization as a balance sheet transformation tool. Traditionally mortgages are a bank's largest asset and also the least li...
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金融英语阅读:流动性
2023-12-07Liquidity to a bank is a little bit like health to an individual. Figuratively speaking, if a bank has poor liquidity, then it is likely that they wil...