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代理发行国债
2023-12-07(1) Certificate T-bond (1)凭证式国债 Certificate T-bond is a main instrument whereby the bank issues T-bonds on behalf of the state, and the bank's bus...
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个人存单质押贷款
2023-12-07Personal loan pledged by certificates of deposit (CD) /treasury bonds is a kind of business combining deposit and loan in which the client gets a cert...
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大额耐用消费品贷款
2023-12-07Large consumer durables refer to Renminbi loans granted to individual consumers to facilitate purchases of expensive consumer endurables. Expensive co...
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个人二手房贷款
2023-12-07Personal second-hand housing loan means a loan lent by bank to the borrower for it to purchase a personal housing or a commercial housing whose house ...
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个人商用房贷款
2023-12-07Personal commercial housing loan means a loan lent by any bank to the borrower for it to purchase a self-operated commercial housing or a self-used of...
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个人住房装修贷款
2023-12-07Personal housing decoration loan means a loan lent by the bank to the borrower for it to decorate a self-owned housing.个人住房装修贷款是银行向借款人发放的用于自有住房装修的贷款。A...
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个人购置住房贷款
2023-12-07Personal house purchase loan means a loan lent by bank to the borrower for purchasing a self-used common housing.个人购置住房贷款是指银行向借款人发放的用于购买自用普通住房的贷款。The ...
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国家助学贷款
2023-12-07State-subsidized student loan is the RMB loan granted by ICBC to students in full time high schools for paying tuitions and living costs which is prov...
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个人住房贷款
2023-12-07Housing loans refer to loans granted by the bank to borrowers to facilitate housing purchases.个人住房贷款是指银行向借款人发放的用于购买住房的贷款。Housing loans are divided int...
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个人综合消费贷款
2023-12-07Personal comprehensive consumer loan is referred to the RMB loan provided to the borrower by the bank, used for designated concrete consumption. It ca...