调查显示 国人需储蓄182万元养老
People need at least 1.82 million yuan of savings for retirement, a new survey shows. However, more than half of young Chinese have not yet started saving. Many choose to depend on their national pension, but know little about the government-run pension system, according to the China Pension Outlook Report, released by Ant Financial and Fidelity International. The findings are based on a survey of 28,440 respondents on the Ant Fortune platform, with 95% of respondents coming from China's first- to fourth-tier cities, and 75% being young people aged between 18 and 35. The survey found the average retirement age is 58, and 54% of respondents said they had not started saving for retirement. Taking investments out of consideration, respondents think they need at least 1.82 million yuan in cash savings to retire. For young people aged below 35, the figure is set at 1.63 million yuan. Among young people who have not started saving, 40% planned to start at the age of 40. They also hoped to retire at 57 -- meaning they would only have 17 years to achieve their saving goals. From China's first-tier to fourth-tier cities, the proportion of those who have not prepared for their retirement savings remained generally stable, at 53% to 55%. |