FECT金融英语大全

Cap / Interest Rate CapAn option contract that specifies a maximum limit on a floating interest rate. Used by borrowers to protect themselves against ...

Contractually ObligatedA legally binding requirement that requires a person or company to act in a particular way.FluctuationThe movement of something...

bills of exchange, also referred to as bills, are essentially a short term credit instrument that can be used by a company either for financing or inv...

corporations can achieve short term financing through a bills facility, however for long term financing the best method is for them to issue a bond in...

risk management is an important part of the overall bank management. if mistakes are made here, it can result in substantial losses to the bank. by co...

Time/Term DepositSavings account held in a bank for a fixed term, or with the understanding that the customer can withdraw only by giving advanced not...

Credit CardGranted to consumers for buying products and services but allowing delayed payment.Interest Free （Grace） PeriodA length of time the user of...

Electronic BankingMethods of accessing bank accounts through electronic terminals, ATMs, computers, land-lines, and mobile phones.Electronic Funds Tra...

Wire TransferAn electronic means of transferring funds overseas. It is the quickest and safest method to make an international payment.Traveler's ...

Accelerated depreciation 加速折旧 Acceptor 承兑人；受票人； 接受人 Accommodation paper 融通票据；担保借据 Accounts payable 应付帐款 Accounts receivable 应收帐款 Accrual basis 应计制；权责发...