FECT金融英语大全

Credit CardGranted to consumers for buying products and services but allowing delayed payment.Interest Free （Grace） PeriodA length of time the user of...

Time/Term DepositSavings account held in a bank for a fixed term, or with the understanding that the customer can withdraw only by giving advanced not...

risk management is an important part of the overall bank management. if mistakes are made here, it can result in substantial losses to the bank. by co...

corporations can achieve short term financing through a bills facility, however for long term financing the best method is for them to issue a bond in...

bills of exchange, also referred to as bills, are essentially a short term credit instrument that can be used by a company either for financing or inv...

Contractually ObligatedA legally binding requirement that requires a person or company to act in a particular way.FluctuationThe movement of something...

Cap / Interest Rate CapAn option contract that specifies a maximum limit on a floating interest rate. Used by borrowers to protect themselves against ...

Bank PanicA situation where depositors lose confidence in the banking system and withdraw all or a majority of their funds from the bank.Mutual FundsA...

CheckA check is a written order by an account holder to his bank to pay a certain sum of money to the payee. A check is not legal tender.Crossed Check...

Bank Account An arrangement between a bank and a customer, giving the customer access to certain banking services.Checking AccountAn account, which al...