D 打白条 issue IOU 大额存单 certificate of deposit(CD) 大额提现 withdraw deposits in large amounts 大面积滑坡 wide-spread decline 大一统的银行体制 (all-in-one)mono-bank system 呆账(请见“坏账”) bad loans 呆账准备金 loan loss reserves(provisions) 呆滞贷款 idle loans 贷款沉淀 non-performing loans 贷款分类 loan classification 贷款限额管理 credit control;to impose credit ceiling 贷款约束机制 credit disciplinary(constraint)mechanism 代理国库 to act as fiscal agent 代理金融机构贷款 make loans on behalf of other institutions 戴帽贷款 ear-marked loans 倒逼机制 reversed transmission of the pressure for easing monetary condition 道德风险 moral hazard 地区差别 regional disparity 第一产业 the primary industry 第二产业 the secondary industry 第三产业 the service industry;the tertiary industry 递延资产 deferrable assets 订货不足 insufficient orders 定期存款 time deposits 定向募集 raising funds from targeted sources 东道国(请见“母国”) host country 独立核算 independent accounting 短期国债 treasury bills 对冲操作 sterilization operation;hedging 对非金融部门债权 claims on non-financial sector 多种所有制形式 diversified ownership E 恶性通货膨胀 hyperinflation 二级市场 secondary market F 发行货币 to issue currency 发行总股本 total stock issue 法定准备金 required reserves;reserve requirement 法人股 institutional shares 法人股东 institutional shareholders 法治 rule of law 房地产投资 real estate investment 放松银根 to ease monetary policy 非现场稽核 off-site surveillance(or monitoring) 非银行金融机构 non-bank financial institutions 非赢利性机构 non-profit organizations 分税制 assignment of central and local taxes;tax assignment system 分业经营 segregation of financial business(services);division of business scope based on the type of financial institutions 风险暴露(风险敞口) risk exposure 风险管理 risk management 风险意识 risk awareness 风险资本比例 risk-weighted capital ratios 风险资本标准 risk-based capital standard 服务事业收入 public service charges;user's charges 扶贫 poverty alleviation 负增长 negative growth 复式预算制 double-entry budgeting;capital and current budgetary account |