金融英语阅读：贷款拖欠管理
| Loan default is the main reason that bank's get into trouble and it is for this reason that many banks have dedicated credit risk management departments. When a customer or company has a loan granted to them by a bank, they are contractually obligated to repay this loan with interest. The bank protects itself by obtaining security to cover against losses, conducting credit checks and making sure that the client has the ability to repay the loan. |
