全国英语等级考试三级全真模拟试题一 g
|
Part B Directions: Read the following paragraphs in which 5 people talk about the way American consumers borrow. For questions 61 to 65, match name of each speaker to one of the statements (A to C) given below.Mark your answers on your ANSWER SHEET. Mark Lilla Young consumers often have not established their credit ratings. Many do not have steady in-comes. They might have difficulty borrowing money from an agency in business to make loans. Parents or relatives are usually their best source of loans. Of course, the parents or relatives would have to have money available and be willing to lend it. You might even get an interest-free loan. However,a parent or relative who lends should receive interest the same as any other lender. Chris Roddy For most consumers the cheapest place to borrow is at a commercial bank. Banks are a good Karen Barber Another possible source of loans is a life insurance policy. Anyone who owns this type of insurance may borrow up to the amount of its cash value. The amount the insurance company will pay in case of death is reduced by the amount of the loan. For example, suppose that someone with $10,000 of insurance borrows $2,000 and dies leaving the loan unpaid. The insurance company would pay only $8,000 to the person entitled to receive the money. Borrowing from pawnbrokers is both easy and expensive. In exchange for a loan the borrower leaves some item of value such as jewelry, a camera, a musical instrument, or clothing. Usually the amount of money received is far less than the actual value of the item left. When a borrower repays the loan plus interest, the pawnbroker returns the item. If the loan is not paid within a year, the pawnbroker gets his or her money by selling the item. Jodie Morse When money is urgently needed, people may agree to pay any price for a loan. Too late, they may find themselves in the clutches of loan sharks. A loan shark is an unlicensed lender because their rates are higher than the law allows, sometimes 1,000 percent or more a year. Borrowers are hardly ever able to repay their loans. It is all they can do to pay the interest. Borrowers who fail to pay the interest on time have been threatened with injury. Now match each of the persons to the appropriate statement. Note: there are two extra statements. 64. Louise Richard [ D] If the loan is not paid in a year, the item belongs to the lender. [ F ] The consumers without good credit can borrow money from their parents or relatives. Section IV Writing (40 minutes) You should write your responses to both parts on ANSWER SHEET 2. Part A 66. Write a letter of complaint. The company for which you work places an order for photographic paper and chemicals; however, the company which acknowledges your order on 15th March has delayed the delivery. You should write approximately 100 words. Do not sign your own name at the end of your letter. Use "Atlantic Trade Corporation" instead. You do not need to write the address. Part B 67. Write an essay of about 120 words on "Science and Technology Have Come into Our Houses". Make reference to the following points: 1）科学技术已走进千家万户 |
