信贷基本词汇英汉对照
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2M method 2M法 High credit quality 高信贷质量 High credit risks 高信贷风险 High default risk 高违约风险 High interest rates 高利率 High risk regions 高风险区域 Highly speculative 高度投机 High-risk loan 高风险贷款 High-value loan 高价值贷款 Historical accounting 历史会计处理 Historical cost 历史成本 IAS 国际会计准则 IASC 国际会计准则委员会 IBTT 息税前利润 ICE 优质贷款原则 Idealliquidity ratios 理想的流动性比率 Implied debt rating 隐含债务评级 Importance of credit control 信贷控制的重要性 Improved products 改进的产品 I Improving reported asset values 改善资产账面价值 In house assessment 内部评估 In house credit analysis 内部信用分析 In house credit assessments 内部信用评估 In house credit ratings 内部信用评级 Income bonds 收入债券 Income statement 损益表 Increasing profits 提高利润 Increasing reported profits 提高账面利润 Indemnity clause 赔偿条款 Indicators of credit deterioration 信用恶化征兆 Indirect loss 间接损失 Individual credit transactions 个人信用交易 Individual rating 个体评级 Industrial reports 行业报告 Industrial unrest 行业动荡 Industry limit 行业限额 Industry risk 行业风险 Industry risk analysis 行业风险分析 Inflow 现金流入 Information in financial statements 财务报表中的信息 In-house credit ratings 内部信用评级 Initial payment 初始支付 Insolvencies 破产 Institutional investors 机构投资者 Insured debt 投保债务 Intangible fixed asset 无形固定资产 Inter-company comparisons 企业间比较 Inter-company loans 企业间借款 Interest 利息 Interest cost 利息成本 Interest cover ratio 利息保障倍数 Interest cover test 利息保障倍数测试 Interest holiday 免息期 Interest payments 利息支付 Interest rates 利率 Interim statements 中报(中期报表) Internal assessment methods 内部评估方法 Internal financing ratio 内部融资率 Internal Revenue Service 美国国税局 International Accounting Standards Committee 国际会计准则委员会 International Accounting Standards(IAS) 国际会计准则 International Chamber of Commerce 国际商会 International credit ratings 国际信用评级 International Factoring Association 国际代理商协会 International settlements 国际结算 Inventory 存货 Inverse of current ratio 反转流动比率 Investment analysts 投资分析人员 Investment policy 投资政策 Investment risk 投资风险 Investment spending 投资支出 Invoice discounting 发票贴现 Issue of bonds 债券的发行 Issued debt capital 发行债务资本 Junk bond status 垃圾债券状况 Just-in-time system(JIT) 适时系统 Key cash flow ratios 主要现金流量指标 Labor unrest 劳动力市场动荡 Large．scale borrower 大额借贷者 Legal guarantee 法律担保 Legal insolvency 法律破产 Lending agreements 贷款合约 Lending covenants 贷款保证契约 Lending decisions 贷款决策 Lending proposals 贷款申请 Lending proposition 贷款申请 Lending transactions 贷款交易 Letters of credit 信用证 Leverage 财务杠杆率 LIBOR 伦敦同业拆借利率 Lien 留置 Liquid assets 速动资产 Liquidation 清算 Liquidation expenses 清算费 Liquidity 流动性 Liquidity and working capital 流动性与营运资金 Liquidity ratios 流动比率 Liquidity run 流动性危机 Liquidity shortage 流动性短缺 Loan covenants 贷款合约 Loan guarantees 贷款担保 Loan principal 贷款本金 Loan principal repayments 贷款本金偿还 Loan review 贷款审查 London Inter-bank Offered Rate 伦敦同业拆借利率 Long’term debt 长期负债 Long-term funding 长期融资 Long-term risk 长期风险 Management 管理层 Marginal lending 边际贷款 Marginal trade credit 边际交易信贷 Market surveys 市场调查 Marketing 市场营销 Markets 市场 Matching concept 配比原则 Material adverse-change clause 重大不利变动条款 Maximum leverage level 最高财务杠杆率限制 Measurement and judgment 计量与判断 Measuring risk 风险计量 Medium-term loan 中期贷款 Microcomputer modelling 计算机建模 Minimum current ratio requirement 最低流动比率要求 Minimum leverage ratio 最低举债比率 Minimum net worth 最低净值 Minimum net-worth requirement 最低净值要求 Minimum risk asset ratio 最低风险资产比率 Monitoring activity 监管活动 Monitoring credit 信用监控 Monitoring customer credit limits 监管客户信贷限额 Monitoring risks 监管风险 Monitoring total credit limits 监管全部信贷限额 Monthly reports 月报 Moody's debt rating 穆迪债券评级 Mortgage 抵押 mpr’oving balance sheet 改善资产负债表 Multiple discriminate analysis 多元分析 National debt 国家债务 NCI 无信贷间隔天数 Near-cash assets 近似于现金的资产 Negative cash flow 负现金流量 Negative net cash flow 负净现金流量 Negative operational cash flows 负的经营性现金流量 Negative pledge 限制抵押 Net book value 净账面价值 Net cash flow 净现金流量 Net worth test 净值测试 New entrants 新的市场进人者 No credit interval 无信贷间隔天数 Non-cash items 非现金项目 Non-core business 非核心业务 Non-operational items 非经营性项目 Obtaining payment 获得支付 One-man rule 一人原则 Open account terms 无担保条款 Operating leases 经营租赁 Operating profit 营业利润 Operational cash flow 营性现金流量 Operational flexibility ~营弹性 Optimal credit 最佳信贷 Order cycle 订货环节 Ordinary dividend payments 普通股股利支付 Organization of credit activities 信贷活动的组织 Overdue payments 逾期支付 Over-trading 过度交易 Overview of accounts 财务报表概览· Parent company 母公司 PAT 税后利润 Payment in advance 提前付款 Payment obligations 付款义务 Payment records 付款记录 Payment score 还款评分 PBIT 息税前利润 PBT 息后税前利润 Percentage change 百分比变动 Performance bonds 履约保证 Personal guarantees 个人担保 Planning systems 计划系统 Pledge 典押 Points-scoring system 评分系统 Policy setting 政策制定 Political risk 政治风险 Potential bad debt 潜在坏账 Potential credit risk 潜在信用风险 Potential value 潜在价值 Predicting corporate failures 企业破产预测 Preference dividends 优先股股息 Preferred stockholders 优先股股东 Preliminary assessment 预备评估 Premiums 溢价 Primary ratios 基础比率 Prior charge capital 优先偿付资本 Priority cash flows 优先性现金流量 Priority for creditors 债权人的清偿顺序 Priority payments 优先支付 Product life cycle 产品生命周期 Product market analysis 产品市场分析 Product range 产品范围 Products 产品 Professional fees 专业费用 Profit 利润 Profit and loss account 损益账户 Profit margin 利润率 Profitability 盈利能力 Profitability management 盈利能力管理 Profitability ratios 盈利能力比率 Promissory notes 本票 Property values 所有权价值 Providers of credit 授信者 Provision accounting 准备金会计处理 Prudence concept 谨慎原则 Public information 公共信息 Public relations 公共关系 Purpose of credit ratings 信用评级的目的 Purpose of ratios 计算比率的目的 Qualitative covenants 定性条款 Quantitative covenants 定量条款 Query control 质疑控制 Quick ratio 速动比率 Rating exercise 评级实践 Rating process for a company 企业评级程序 Ratio analysis 比率分析 Ratio analyst weaknesses ~L率分析的缺陷 Real insolvency 真实破产 Real sales growth 实际销售收入增长率 Realization concept 实现原则 Receivables 应收账款 Recession 衰退 Reducing debtors 冲减应收账款 Reducing profits 冲减利润 Reducing provisions 冲减准备金 Reducing reported profits 冲减账面利润 Reducing stocks 减少存货 Registrar of Companies 企业监管局 Regulatory risk 监管风险 Releasing provisions 冲回准备金 Relocation expenses 费用再分配 Reminder letters 催缴单 Repayment on demand clause 即期偿还条款 Replacement of principal 偿还本金 Report of chairman 总裁／董事长报告 Reserve accounting 准备金核算 Residual cash flows 剩余现金流量 Restricting bad debts 限制坏账 Restrictions on secured borrowing 担保借款限制 Retention-of-title clauses 所有权保留条款 Revenues 总收入 Risk analysis reports 风险分析报告 Risk and banks 风险与银行 Risk and companies 风险与企业 Risk and Return 风险与回报 Risk capital 风险资本 Risk-reward 风险回报 Risk-weighted assets 风险加权资产 ROCE 资本收益率 Romapla clauses “一手交钱一手交货”条款 Sales 销售额 Secondary ratios 分解比率 Secure methods of payment 付款的担保方式 Secured assets 担保资产 Secured creditors 有担保债权人 Secured loans 担保贷款 Securities and Exchange Commission (美国)证券交易委员会 Security guarantees 抵押担保 Security of payment 付款担保 Security general principles 担保的一般原则 Segmentation 细分 Setting and policing credit limits 信用限额的设定与政策制定 Settlement discount (提前)结算折扣 Settlement terms 结算条款 Share price 股价 Short-term borrowing 短期借款 Short-term creditors 短期负债 Short-term liabilities 短期债务 Short-termism 短期化 SIC 常务诠释委员会 Significance of working capital 营运资金的重要性 Single credit customer 单一信用客户 Single ratio analysis 单一比率分析 Size of credit risk 信用风险的大小 Slow stock turnover 较低的存货周转率 Sources of assessments 评估信息来源 Sources of credit information 信用信息来源 Sources of risk 风险来源 Sovereign rating 主权评级 Specialist agencies 专业机构 Specific debt issue 特别债券发行 Speculative 投机性 Speculative grades 投机性评级 Split rating 分割评级 Spot rate 现价(即期比率) Spreadsheets 电子数据表 Staff redundancies 员工遣散费 Standard and Poor 标准普尔 Standard security clauses 标准担保条款 Standard&Poor's 标准普尔 Standby credits 备用信用证 Standing Interpretations Committee 证券交易委员会 Standing starting credit limits 持续更新信用限额 Statistical analysis 统计分析 Statistical techniques 统计技巧 Status reports (企业)状况报告 Stock valuations 存货核算 Stocks 股票 Straight line depreciation method 直线折旧法 Strategic positioning 战略定位 Suplus assets 盈余资产 Suplus rating 盈余评级 Supplier power 供应商的力量 Supply chain 供应链 Support rating 支持评级 Swap agreement 换合约 Swaps 互换 SWOT analysis SWOT分析 Symptoms of failure questionnaires 企业破产征兆调查表 Takeovers 收购 Tax payments 税务支付 Technical insolvency 技术破产 Technology and change 技术进步 Term loan 定期贷款 Term of borrowing 借款期限 Third party guarantees 第三方担保 Tier 1 capital 一类资本 Tier 2 capital 二类资本 Total credit limit 整体信用限额 Total current assets 流动资产总额 Trade companies 贸易企业 Trade credit 商业信用 Trade creditors 应付账款 Trade cycle 商业循环 Trade cycle times 商业循环周期 Trade debt 应收账款 Trade debtors 贸易债权人 Trade Indemnity 贸易赔偿 Trade references 贸易参考 Trade-off 协定 Trading outlook 交易概况 Trading profit 营业利润 Traditional cash flow 传统现金流量 Triple A 三A UCP 跟单信用证统一惯例 Uncovered dividend 未保障的股利 Uniform Customs&Practice 跟单信用证统一惯例 Unpaid invoices 未付款发票 Unsecured creditors 未担保的债权人 Usefulness of liquidity ratios 流动性比率的作用 Uses of cash 现金的使用 Using bank risk information 使用银行风险信息 Using financial assessments 使用财务评估 Using ratios 财务比率的运用 Using retention-of-title clauses 使用所有权保留条款 Value chain 价值链 Value of Z scores Z值模型的价值 Variable costs 变动成本 Variable interest 可变利息 Variety of financial ratios 财务比率的种类 Vetting procedures 审查程序 Volatitle revenue dynamic 收益波动 Volume of sales 销售量 Warning signs of credit risk 信用风险的警示 Working assets 营运资产 working capital 营运资本 Working capital changes 营运资本变化额 Working capital management 营运资本管理 working capitalratios 营运资本比率 Write-downs 资产减值 Write-offs 勾销 Z score assessments Z值评估 z score models z值模型 Z scores z值 Z scoring Z值评分系统 |
